Three New Credit Unions Join a Partial Deposit-Rate Refresh

OnlineBankRates | Daily Rate Intelligence

October 15, 2026 · Independent first-party collection · U.S. deposit products

Metric Today

Verified institutions 85 fi 88 (+3)

New observations 136

Historical observations 2963

Current production records 2152

Discovery queue 43

Verified rate changes 0

Known URLs attempted 80 / 131

Fetch failures 7

Affiliate applications outstanding 7

Approved monetizable products 0

Newly verified institutions

United Federal Credit Union. October 1 official schedule: 5.00% qualifying Ultra Checking (to $10,000); 4.10% relationship-bonus 7- and 21-month certificates; 4.00% six-month promotional money market.

Security Credit Union (Michigan). October 14 checking and October 1 deposit disclosures: certificates to 3.65% APY, tiered money market and savings, IRA certificates and checking.

Signature Federal Credit Union. May 27 official schedule: 5.00% qualifying checking, 4.10% six-month certificate, savings and money market tiers. All new observations marked STALE.

Existing institutions numerically recaptured

Bank5 Connect (October 15): 4.00% APY on 6-, 12-, and 18-month CDs and Connect Money Market; Marcus (October 15):

3.50% savings and 4.40% on its 12-month CD; Ally (October 14): 3.10% savings and money market. Rates are product-specific and may have conditions.

Source quality and verification controls

80 of 131 previously tracked official URL records were attempted, with 7 fetch failures. Numerical schedules were recaptured for 6 institutions. The remaining previously verified records retain their original last_checked_date. Freshness is calculated from the institution-disclosed effective date, not the scrape date. This is a partial numerical refresh, not a complete daily refresh of every bank.

347 current production rows are STALE and 212 are UNDATED. Security Credit Union Bold Checking remains quarantined due to ambiguous tier overlap; USAA CD APYs remain in discovery because official page rendered placeholders. No aggregator rate or competitor tracking URL was imported.

Affiliate research

No newly confirmed commercial publisher program or OnlineBankRates approval was established. 7 previously identified applications remain outstanding. All unapproved our_tracking_url values are blank. Network listings and comparison-site relationships are evidence only, never rate sources or authorized outbound links.

First-party sources sampled https://unitedfcu.com/rates-and-fees/rates/dividend-rates https://www.securitycu.org/rates/ https://www.signaturefcu.org/Products/Rates/Share.aspx https://www.bank5connect.com/rates https://www.marcus.com/us/en/savings/high-yield-cds https://www.marcus.com/us/en/savings/high-yield-savings https://www.ally.com/bank/view-rates

Collection notes: 26-week Security Credit Union certificates normalized to six months. Blended APYs and ambiguous tiers excluded. Historical observations are append-only. Rate increases/cuts require a strictly comparable earlier Bank Verified record.

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Archive note: Coverage, historical counts, indexes, and market benchmarks above describe the supplied collection report, not the website’s total holdings or a new check of every institution. Rates and restrictions may have changed since the stated dates.