Best CD Rates Today
Compare today's highest CD rates across terms from 6 months to 5 years. Lock in today's yields before rates move.
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30-Year Mortgage
60 tracked rates · last checked Sep 22, 2026
| Institution | Product | Term | APY | Min. deposit | 1-day move | Visit |
|---|---|---|---|---|---|---|
| EagleBank | 12 Month CDReported · DepositAccounts | 1 yr | 4.45% APY | None | Newly tracked | View rate |
| United Fidelity Bank, fsb | 12 Month Online CD SpecialReported · DepositAccounts | 1 yr | 4.40% APY | None | Newly tracked | View rate |
| Sallie Mae Bank | CDReported · NerdWallet | 3 yrs | 4.40% APY | $2,500 | Newly tracked | View rate |
| Sallie Mae Bank | CDReported · NerdWallet | 5 yrs | 4.40% APY | $2,500 | Newly tracked | View rate |
| Sallie Mae Bank | 60-Month CDBank verified | 5 yrs | 4.40% APY | $2,500 | Newly tracked | View rate |
| Sallie Mae Bank | 36-Month CDBank verified | 3 yrs | 4.40% APY | $2,500 | Newly tracked | View rate |
| Sallie Mae Bank | 15-Month CDBank verified | 15 mo | 4.40% APY | $2,500 | Newly tracked | View rate |
| CoVantage Credit Union | 13 Month CertificateReported · DepositAccounts | 13 mo | 4.40% APY | None | Newly tracked | View rate |
| Sallie Mae Bank | CDReported · NerdWallet | 15 mo | 4.40% APY | $2,500 | Newly tracked | View rate |
| Advancial | 5 Year Junior Jumbo CertificateReported · DepositAccounts | 5 yrs | 4.39% APY | None | Newly tracked | View rate |
| USALLIANCE Financial | 12 Month Certificate SpecialReported · DepositAccounts | 1 yr | 4.36% APY | None | Newly tracked | View rate |
| Marcus by Goldman Sachs | High-Yield CDBank verified | 18 mo | 4.35% APY | $500 | Newly tracked | View rate |
| Marcus by Goldman Sachs | 24-Month High-Yield CDBank verified | 2 yrs | 4.35% APY | $500 | Newly tracked | View rate |
| Marcus by Goldman Sachs | High-Yield CDBank verified | 2 yrs | 4.35% APY | $500 | Newly tracked | View rate |
| Marcus by Goldman Sachs | 36-Month High-Yield CDBank verified | 3 yrs | 4.35% APY | $500 | Newly tracked | View rate |
| Marcus by Goldman Sachs | High-Yield CDBank verified | 3 yrs | 4.35% APY | $500 | Newly tracked | View rate |
| Marcus by Goldman Sachs | High-Yield CDBank verified | 4 yrs | 4.35% APY | $500 | Newly tracked | View rate |
| Marcus by Goldman Sachs | 48-Month High-Yield CDBank verified | 4 yrs | 4.35% APY | $500 | Newly tracked | View rate |
| Marcus by Goldman Sachs | 60-Month High-Yield CDBank verified | 5 yrs | 4.35% APY | $500 | Newly tracked | View rate |
| Marcus by Goldman Sachs | High-Yield CDBank verified | 5 yrs | 4.35% APY | $500 | Newly tracked | View rate |
| Sallie Mae Bank | CDReported · NerdWallet | 30 mo | 4.35% APY | $2,500 | Newly tracked | View rate |
| Sallie Mae Bank | 30-Month CDBank verified | 30 mo | 4.35% APY | $2,500 | Newly tracked | View rate |
| Marcus by Goldman Sachs | 72-Month High-Yield CDBank verified | 6 yrs | 4.35% APY | $500 | Newly tracked | View rate |
| Marcus by Goldman Sachs | High-Yield CDBank verified | 6 yrs | 4.35% APY | $500 | Newly tracked | View rate |
| Sallie Mae Bank | 24-Month CDBank verified | 2 yrs | 4.35% APY | $2,500 | Newly tracked | View rate |
| Sallie Mae Bank | CDReported · NerdWallet | 2 yrs | 4.35% APY | $2,500 | Newly tracked | View rate |
| Synchrony Bank | CDReported · NerdWallet | 5 yrs | 4.35% APY | No minimum | Newly tracked | View rate |
| Marcus by Goldman Sachs | 18-Month High-Yield CDBank verified | 18 mo | 4.35% APY | $500 | Newly tracked | View rate |
| Synchrony Bank | CDReported · NerdWallet | 3 yrs | 4.30% APY | No minimum | Newly tracked | View rate |
| NASA Federal Credit Union | Share CertificateReported · NerdWallet | 49 mo | 4.30% APY | $10,000 | Newly tracked | View rate |
| CFG Bank | CDReported · NerdWallet | 5 yrs | 4.30% APY | $500 | Newly tracked | View rate |
| CFG Bank | 60-Month CDBank verified | 5 yrs | 4.30% APY | $500 | Newly tracked | View rate |
| Capital One | Featured CDReported · Fortune daily major-bank report | 11 mo | 4.30% APY | No minimum | Newly tracked | View rate |
| CFG Bank | CDReported · NerdWallet | 3 yrs | 4.30% APY | $500 | Newly tracked | View rate |
| CFG Bank | 36-Month CDBank verified | 3 yrs | 4.30% APY | $500 | Newly tracked | View rate |
| CFG Bank | CDReported · NerdWallet | 18 mo | 4.30% APY | $500 | Newly tracked | View rate |
| CFG Bank | 18-Month CDBank verified | 18 mo | 4.30% APY | $500 | Newly tracked | View rate |
| CFG Bank | CDReported · NerdWallet | 1 yr | 4.30% APY | $500 | Newly tracked | View rate |
| CFG Bank | 12-Month CDBank verified | 1 yr | 4.30% APY | $500 | Newly tracked | View rate |
| Marcus by Goldman Sachs | 9-Month High-Yield CDBank verified | 9 mo | 4.30% APY | $500 | Newly tracked | View rate |
| Marcus by Goldman Sachs | High-Yield CDBank verified | 9 mo | 4.30% APY | $500 | Newly tracked | View rate |
| Sallie Mae Bank | CDReported · NerdWallet | 18 mo | 4.30% APY | $2,500 | Newly tracked | View rate |
| Sallie Mae Bank | 18-Month CDBank verified | 18 mo | 4.30% APY | $2,500 | Newly tracked | View rate |
| Synchrony Bank | CDReported · NerdWallet | 16 mo | 4.30% APY | No minimum | Newly tracked | View rate |
| NASA Federal Credit Union | Share CertificateReported · NerdWallet | 5 yrs | 4.28% APY | $1,000 | Newly tracked | View rate |
| Synchrony Bank | CDReported · NerdWallet | 18 mo | 4.25% APY | No minimum | Newly tracked | View rate |
| Citi | Featured CDReported · Fortune daily major-bank report | 1 yr | 4.25% APY | $500 | Newly tracked | View rate |
| American Express National Bank | Featured CDReported · Fortune daily major-bank report | 10 mo | 4.25% APY | No minimum | Newly tracked | View rate |
| Synchrony Bank | CDReported · NerdWallet | 2 yrs | 4.25% APY | No minimum | Newly tracked | View rate |
| NASA Federal Credit Union | Share CertificateReported · NerdWallet | 15 mo | 4.25% APY | $10,000 | Newly tracked | View rate |
| Synchrony Bank | CDReported · NerdWallet | 19 mo | 4.25% APY | No minimum | Newly tracked | View rate |
| NASA Federal Credit Union | Share CertificateReported · NerdWallet | 9 mo | 4.20% APY | $10,000 | Newly tracked | View rate |
| Sallie Mae Bank | 12-Month CDBank verified | 1 yr | 4.20% APY | $2,500 | Newly tracked | View rate |
| Sallie Mae Bank | CDReported · NerdWallet | 1 yr | 4.20% APY | $2,500 | Newly tracked | View rate |
| Sallie Mae Bank | 13-Month CDBank verified | 13 mo | 4.20% APY | $2,500 | Newly tracked | View rate |
| Sallie Mae Bank | CDReported · NerdWallet | 13 mo | 4.20% APY | $2,500 | Newly tracked | View rate |
| NASA Federal Credit Union | Share CertificateReported · NerdWallet | 4 yrs | 4.20% APY | $1,000 | Newly tracked | View rate |
| Synchrony Bank | CDReported · NerdWallet | 14 mo | 4.15% APY | No minimum | Newly tracked | View rate |
| Wells Fargo | Relationship CDReported · Fortune daily major-bank report | 11 mo | 4.15% APY | $5,000 | Newly tracked | View rate |
| NASA Federal Credit Union | Share CertificateReported · NerdWallet | 3 yrs | 4.15% APY | $1,000 | Newly tracked | View rate |
EagleBank
12 Month CD · 1 yr
4.45% APY
United Fidelity Bank, fsb
12 Month Online CD Special · 1 yr
4.40% APY
Sallie Mae Bank
CD · 3 yrs
4.40% APY
Sallie Mae Bank
CD · 5 yrs
4.40% APY
Sallie Mae Bank
60-Month CD · 5 yrs
4.40% APY
Sallie Mae Bank
36-Month CD · 3 yrs
4.40% APY
Sallie Mae Bank
15-Month CD · 15 mo
4.40% APY
CoVantage Credit Union
13 Month Certificate · 13 mo
4.40% APY
Sallie Mae Bank
CD · 15 mo
4.40% APY
Advancial
5 Year Junior Jumbo Certificate · 5 yrs
4.39% APY
USALLIANCE Financial
12 Month Certificate Special · 1 yr
4.36% APY
Marcus by Goldman Sachs
High-Yield CD · 18 mo
4.35% APY
Marcus by Goldman Sachs
24-Month High-Yield CD · 2 yrs
4.35% APY
Marcus by Goldman Sachs
High-Yield CD · 2 yrs
4.35% APY
Marcus by Goldman Sachs
36-Month High-Yield CD · 3 yrs
4.35% APY
Marcus by Goldman Sachs
High-Yield CD · 3 yrs
4.35% APY
Marcus by Goldman Sachs
High-Yield CD · 4 yrs
4.35% APY
Marcus by Goldman Sachs
48-Month High-Yield CD · 4 yrs
4.35% APY
Marcus by Goldman Sachs
60-Month High-Yield CD · 5 yrs
4.35% APY
Marcus by Goldman Sachs
High-Yield CD · 5 yrs
4.35% APY
Sallie Mae Bank
CD · 30 mo
4.35% APY
Sallie Mae Bank
30-Month CD · 30 mo
4.35% APY
Marcus by Goldman Sachs
72-Month High-Yield CD · 6 yrs
4.35% APY
Marcus by Goldman Sachs
High-Yield CD · 6 yrs
4.35% APY
Sallie Mae Bank
24-Month CD · 2 yrs
4.35% APY
Sallie Mae Bank
CD · 2 yrs
4.35% APY
Synchrony Bank
CD · 5 yrs
4.35% APY
Marcus by Goldman Sachs
18-Month High-Yield CD · 18 mo
4.35% APY
Synchrony Bank
CD · 3 yrs
4.30% APY
NASA Federal Credit Union
Share Certificate · 49 mo
4.30% APY
CFG Bank
CD · 5 yrs
4.30% APY
CFG Bank
60-Month CD · 5 yrs
4.30% APY
Capital One
Featured CD · 11 mo
4.30% APY
CFG Bank
CD · 3 yrs
4.30% APY
CFG Bank
36-Month CD · 3 yrs
4.30% APY
CFG Bank
CD · 18 mo
4.30% APY
CFG Bank
18-Month CD · 18 mo
4.30% APY
CFG Bank
CD · 1 yr
4.30% APY
CFG Bank
12-Month CD · 1 yr
4.30% APY
Marcus by Goldman Sachs
9-Month High-Yield CD · 9 mo
4.30% APY
Marcus by Goldman Sachs
High-Yield CD · 9 mo
4.30% APY
Sallie Mae Bank
CD · 18 mo
4.30% APY
Sallie Mae Bank
18-Month CD · 18 mo
4.30% APY
Synchrony Bank
CD · 16 mo
4.30% APY
NASA Federal Credit Union
Share Certificate · 5 yrs
4.28% APY
Synchrony Bank
CD · 18 mo
4.25% APY
Citi
Featured CD · 1 yr
4.25% APY
American Express National Bank
Featured CD · 10 mo
4.25% APY
Synchrony Bank
CD · 2 yrs
4.25% APY
NASA Federal Credit Union
Share Certificate · 15 mo
4.25% APY
Synchrony Bank
CD · 19 mo
4.25% APY
NASA Federal Credit Union
Share Certificate · 9 mo
4.20% APY
Sallie Mae Bank
12-Month CD · 1 yr
4.20% APY
Sallie Mae Bank
CD · 1 yr
4.20% APY
Sallie Mae Bank
13-Month CD · 13 mo
4.20% APY
Sallie Mae Bank
CD · 13 mo
4.20% APY
NASA Federal Credit Union
Share Certificate · 4 yrs
4.20% APY
Synchrony Bank
CD · 14 mo
4.15% APY
Wells Fargo
Relationship CD · 11 mo
4.15% APY
NASA Federal Credit Union
Share Certificate · 3 yrs
4.15% APY
Rates are ranked by APY, not by payment — we hold no paid placement agreements. Links go to the institution's own page or to the dated source we recorded. See our disclosures.
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