Make today's rates work for your cash.
Independent analysis of daily deposit and benchmark rates — updated from official sources, not sponsor rankings.
Fed Funds Rate
10-Year Treasury
2-Year Treasury
30-Year Mortgage
Top-rated offers today
Where the highest yields are
Every rate recorded from a dated source and labelled with it. Disclosures apply.
Editorial independence
We rate by APY and terms, not who pays the most.
Rates refreshed daily
Benchmark yields pulled from official sources.
Built for market turmoil
Plain-English guides when the Fed moves.
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The briefing
Guides for uncertain markets
guides
High-Yield Savings vs. Money Market: Which Wins in Turmoil?
Both pay competitive yields, but the differences matter when markets get choppy.
Sep 21, 2026
guides
CD Laddering Explained: Lock In Today's Yields
A CD ladder keeps cash liquid at regular intervals while locking in today's yields. Here is how to build one.
Sep 20, 2026
guides
What Rising Rates Mean for Your Savings
When the Fed holds rates high, banks compete for deposits. Here is how to make that work for you.
Sep 19, 2026
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