Today's Mortgage Rates

Where the benchmark 30-year fixed mortgage rate stands today, taken from the weekly Freddie Mac survey published by the Federal Reserve.

Fed Funds Rate

3.88%Steady

10-Year Treasury

4.96%-0.05

2-Year Treasury

4.76%Steady

30-Year Mortgage

6.95%+0.19

Live market dataAs of 2026-09-21

We don't publish lender-by-lender mortgage quotes yet — a quoted mortgage rate depends on your credit, down payment and location, so we only show the national benchmark above until we can verify lender pricing directly. Use the home affordability tool to see what today's benchmark means for your budget.

Rates are ranked by APY, not by payment — we hold no paid placement agreements. Links go to the institution's own page or to the dated source we recorded. See our disclosures.