Three New Credit Unions Expand Coverage in a Partial Rate Refresh

OnlineBankRates | Daily Rate Intelligence

Thursday, October 8, 2026 | Independently collected U.S. deposit-rate disclosures

New Bank Verified institutions

Andrews Federal Credit Union - Kasasa Cash Checking up to 5.25% APY on the first $25,000 with activity requirements; Mission

Savings up to 5.00% on the first $5,000. Its public disclosure omits an effective date, so observations are UNDATED, not presented as freshly effective. The conflicting featured certificate term is quarantined.

Langley Federal Credit Union - 14-month promotional certificate at 4.15% APY, official effective date October 1, 2026, for qualifying new money/new members. Langley Saves advertises 5.00% on the first $500; this separate savings schedule has no explicit effective date, so it is UNDATED.

CommunityWide Federal Credit Union - CW HiRate Savings at 3.00% APY on its official August 18 schedule. This is STALE, not a current-rate claim. Its 4.15% certificate teaser is excluded because no exact term was verified.

Existing first-party schedules refreshed

Freshness and comparability safeguards

Latest production includes 149 STALE and 142 UNDATED observations. These remain Bank Verified for provenance, but must not be advertised as today's rates. There are 0 exact comparable verified changes in this run; where prior and current terms, balance tiers, eligibility or geography differ, the dataset does not infer a rate increase or cut.

OnlineBankRates | Independent first-party deposit rate intelligence | 2026-10-08 Page 1

Collection health & monetization

Source collection coverage

58 institution-level official source URLs were checked for reachability, with full numerical disclosures independently recaptured for

12 institutions. Not every known URL/product was re-extracted. Prior observations at the remaining institutions retain their original last-checked date. A source reachability check is never treated as rate verification.

Official-source fetch failures (rates retained only as prior observations):

Axos Bank | Bread Savings | Connexus Credit Union

Digital Federal Credit Union (DCU) | First Internet Bank | Foundation Bank (Tennessee)

GO2bank | Poppy Bank | Rising Bank

Quarantined discoveries

The Discovery Queue contains 16 unresolved items, including Andrews special-certificate term conflicts and inconsistent numerical

APY/interest-rate fields, CommunityWide certificates without a verified term, and unverified candidate institutions. None of these candidate rates is published as Bank Verified.

Monetization discovery

One new unconfirmed affiliate prospect was recorded: Chase checking, based solely on a comparison-site partner placement. No independently confirmed publisher application route or payout was found in this sweep. This is not an approved affiliate program.

8 existing applications needed; 0 newly confirmed programs; 0 approved monetizable products; 0 OnlineBankRates-owned tracking URLs. Competitor links and affiliate redirects are never copied into production.

Selected first-party evidence URLs

Andrews Federal: https://www.andrewsfcu.org/rates

Langley Federal: https://www.langleyfcu.org/rates/

CommunityWide Federal: https://comwide.com/save-and-spend/become-a-member

Happen Bank: https://www.happen.com/personal-deposits/account-rates

Marcus: https://www.marcus.com/us/en/savings/high-yield-cds/cd-explorer

Bank5 Connect: https://www.bank5connect.com/rates

Newtek Bank: https://www.newtekbank.com/rates-disclosure/

Navy Federal: https://www.navyfederal.org/checking-savings/savings/certificates.html

FNBA: https://www.fnba.com/deposit-rates/online/

Dataset handoff

The accompanying normalized CSV is a latest-observation view. The XLSX preserves append-only historical observations, source-check history, coverage, discovery quarantine, affiliate evidence, and verified changes. Re-check any STALE or UNDATED disclosure before featuring its APY in a consumer-facing best-rate ranking.

OnlineBankRates | Independent first-party deposit rate intelligence | 2026-10-08 Page 2

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Archive note: Coverage, historical counts, indexes, and market benchmarks above describe the supplied collection report, not the website’s total holdings or a new check of every institution. Rates and restrictions may have changed since the stated dates.