Daily Rate Intelligence · October 12, 2026
Four New Banks and Credit Unions Join the Verified Rate Panel
First-party collection report for October 12, 2026. Effective dates, eligibility, and partial-refresh limitations are preserved.
OnlineBankRates | Daily Rate Intelligence
October 12, 2026 (cid:127) Independently collected U.S. deposit rates (cid:127) Bank Verified only
| Collection metric Result |
|---|
| Starting institutions 74 |
| New institutions 4 |
| Ending institutions 78 |
| New verified observations 304 |
| Historical observations 2196 |
| Current production rows 1441 |
| Discovery Queue 31 |
| Exact verified rate changes 0 |
| Stale / undated production rows 291 / 206 |
| Official URLs attempted / failures 106 / 9 |
| Numerically recaptured institutions 11 |
| Affiliate applications needed 9 |
| Approved monetizable products 0 |
New Bank Verified institutions
Bank of Greene County, Bellco Credit Union, KS StateBank, Rockland Trust.
Notable first-party disclosures
Bellco Credit Union: qualifying Boost Checking 4.50% APY on up to $25,000; rates effective October 9. https://www.bellco.org/rates/
KS StateBank: 4.35% APY one- through five-year CDs, effective October 5. https://www.ksstate.bank/resources/deposit-rates
Rockland Trust: 4.15% APY select 18-month CD, effective October 6. https://www.rocklandtrust.com/personal-banking/banking/savings--cds-and-money-market-rates
Bank of Greene County: 5.00% APY promotional e-Checking/e-Savings on first $500, effective September 14; above-tier blended APYs excluded. https://www.bankofgreene.com/current-rates/
Marcus: 4.40% APY 12-month High-Yield CD as of October 12. https://www.marcus.com/us/en/savings/high-yield-cds/cd-rates
Collection controls and limitations
All 106 previously known institution-owned URLs were attempted for reachability; 9 could not be retrieved. Numerical rates were independently recaptured for 11 institutions, not all 78. A reached URL without complete numerical capture does not refresh any production rate. Previously verified rate effective and observation dates are preserved. Bank Verified does not imply currently effective when a row is marked STALE or UNDATED.
Affiliate research remains separate from rate production. One consumer-referral lead (Bellco) was logged without assuming publisher eligibility. No competitor outbound link or consumer referral URL was used as an OnlineBankRates tracking URL.
Data artifacts: current Lovable CSV, append-only observation history, source health, discovery queue, affiliate programs, verified changes and
13-tab XLSX.
Compare deposit options
Verified CD rates · Savings rates · Savings calculator
Archive note: Coverage, historical counts, indexes, and market benchmarks above describe the supplied collection report, not the website’s total holdings or a new check of every institution. Rates and restrictions may have changed since the stated dates.
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