Daily Rate Intelligence · October 12, 2026

Four New Banks and Credit Unions Join the Verified Rate Panel

First-party collection report for October 12, 2026. Effective dates, eligibility, and partial-refresh limitations are preserved.

OnlineBankRates | Daily Rate Intelligence

October 12, 2026 (cid:127) Independently collected U.S. deposit rates (cid:127) Bank Verified only

Collection metric Result
Starting institutions 74
New institutions 4
Ending institutions 78
New verified observations 304
Historical observations 2196
Current production rows 1441
Discovery Queue 31
Exact verified rate changes 0
Stale / undated production rows 291 / 206
Official URLs attempted / failures 106 / 9
Numerically recaptured institutions 11
Affiliate applications needed 9
Approved monetizable products 0

New Bank Verified institutions

Bank of Greene County, Bellco Credit Union, KS StateBank, Rockland Trust.

Notable first-party disclosures

Bellco Credit Union: qualifying Boost Checking 4.50% APY on up to $25,000; rates effective October 9. https://www.bellco.org/rates/

KS StateBank: 4.35% APY one- through five-year CDs, effective October 5. https://www.ksstate.bank/resources/deposit-rates

Rockland Trust: 4.15% APY select 18-month CD, effective October 6. https://www.rocklandtrust.com/personal-banking/banking/savings--cds-and-money-market-rates

Bank of Greene County: 5.00% APY promotional e-Checking/e-Savings on first $500, effective September 14; above-tier blended APYs excluded. https://www.bankofgreene.com/current-rates/

Marcus: 4.40% APY 12-month High-Yield CD as of October 12. https://www.marcus.com/us/en/savings/high-yield-cds/cd-rates

Collection controls and limitations

All 106 previously known institution-owned URLs were attempted for reachability; 9 could not be retrieved. Numerical rates were independently recaptured for 11 institutions, not all 78. A reached URL without complete numerical capture does not refresh any production rate. Previously verified rate effective and observation dates are preserved. Bank Verified does not imply currently effective when a row is marked STALE or UNDATED.

Affiliate research remains separate from rate production. One consumer-referral lead (Bellco) was logged without assuming publisher eligibility. No competitor outbound link or consumer referral URL was used as an OnlineBankRates tracking URL.

Data artifacts: current Lovable CSV, append-only observation history, source health, discovery queue, affiliate programs, verified changes and

13-tab XLSX.

Compare deposit options

Verified CD rates · Savings rates · Savings calculator

Archive note: Coverage, historical counts, indexes, and market benchmarks above describe the supplied collection report, not the website’s total holdings or a new check of every institution. Rates and restrictions may have changed since the stated dates.

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